Your Questions About Foreclosures | foreclosureorder.com

Your Questions About Foreclosures

Your Questions About Foreclosures

Lizzie asks…

Foreclosure in Texas? Thinking of filing bankruptcy?

The date for the bank to sell the house or put the house up for auction is Jan. 6th. We haven’t received an eviction notice yet. Is there still time to file bankruptcy? Will this save our house? I’m not very clear on how this all works. We were notified of our house being up for foreclosure in November. The notice said that the house will be sold? on Jan. 6th. Thanks!

Your Questions About Foreclosures

The Expert answers:

If you file for bankruptcy before January, this will put a hold on the foreclosure, but it probably won’t “save” your house. It will give you some more time to try to work things out with the lender.

Your Questions About Foreclosures

Sandra asks…

Texas Foreclosure?

I am in forecosure and the house was sold on July 1, I just now got a flyer looking notice that I have 72 hours to contact the new owner or they will rekey the house. Is this a legal document? I have not recieved a eviction notice. I have been told it is a scare tactic. can I please get advice from someone who knows the laws or been through this?
Thank you
Owner has to give up house due to ARM loan and doubled mortgage payment
Toni

Your Questions About Foreclosures

The Expert answers:

You are lucky, you were given some extra time, most foreclosure attorneys contact you as soon as the foreclosure occurs. Texas law requires that the current owner give you a 72 hour notice to vacate. If you do not vacate, they cannot re key, this is illegal. Their next step is to file a forcible detainer lawsuit with the Justice of the Peace Court where your property is located. They have to pay to have this done, roughly around $100 in most counties. You will be served by the constable and you will be given time to have a court date to make your case. Until this court date you cannot be evicted or forced to move out. If the JP rules in the Plaintiffs favor, you generally will be given five additional days to get out. If you do not get out by the fifth day, the plaintiff can file for a writ of possession. Once granted, the constable will contact you and give you notice again and usually will give you a courtesy notice to get out (usually 48 hours). If you are not out, you and your personal belongings will be put out on the curb.

Good luck and reference the link I have provided for more detailed information.

Your Questions About Foreclosures

Paul asks…

how do i get free foreclosure listings in texas?

Your Questions About Foreclosures

The Expert answers:

There is a section of Yahoo real estate that shows foreclosures by area. I looked there to see the properties near me. (Farmersville, TX)

Your Questions About Foreclosures

Charles asks…

how much time to move out after foreclosure in texas?

Your Questions About Foreclosures

The Expert answers:

My sil just forclosed on her home in houston and the man that lived in the house, wanted to stay in the home for 48 hours after forclosure, (strange request) but her realtor said that by law he had to vacate immediately upon forclosure. That’s all I know.

Your Questions About Foreclosures

Betty asks…

Do I need to hire a title company to research lien on foreclosure if buying in Texas. Or is this public info?

Can i do the research on line and feel confident that there is nothing I could not find/see.

Your Questions About Foreclosures

The Expert answers:

Most of the information is public knowledge. If you want, go down to the county clerk’s office in the county where the property is located, and begin your search there. (Most governments haven’t fully gone online yet, but it could vary depending on your jurisdiction). You can find out all the information regarding a particular property address there.

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Your Questions About Foreclosures
Your Questions About Foreclosures
Your Questions About Foreclosures
Your Questions About Foreclosures
Your Questions About Foreclosures

Your Questions About Foreclosures

Your Questions About Foreclosures